Tough new powers to tackle the selfish minority of uninsured drivers who cost law-abiding motorists L400m each year have been set out. Report by Jim Fitzpatrick, Road Safety Minister.
New measures will make it an offence to keep an uninsured vehicle – rather than just to drive when uninsured.
It will make it easier to catch uninsured drivers and keep them off the roads.
The selfish minority of drivers who refuse to insure their cars push up premiums for other motorists. And kill or injure thousands of people each year.
Increased police powers already mean more than 400 uninsured vehicles are seized every day. But these tough new measures will leave uninsured drivers with nowhere to hide.
Under the new system:
- The DVLA will work in partnership with the insurance industry to identify uninsured vehicles
- Motorists will receive a letter telling them that their vehicle appears to be uninsured and warning them that they will be fined unless they insure it within a set period
- If the keeper fails to insure the vehicle they will be given a £100 fine
- If the vehicle remains uninsured – regardless of whether the fine is paid – it could then be seized and destroyed.
Uninsured driving adds around £30 a year to every motorist’s insurance premium – amounting to more than £400m a year in additional premiums.
It is also estimated that uninsured and untraced drivers kill 160 people and injure 23,000 every year.
The government has already given the police powers to seize and destroy vehicles being driven uninsured, along with improved access to the Motor Insurance Database to enhance their capability to detect uninsured driving by using Automatic Number Plate Recognition (ANPR) equipment. Police removed around 150,000 vehicles in 2007 – more than 400 a day.
Last year a new offence of causing death by driving while unlicensed, disqualified or uninsured was introduced.
Further information
The penalty for driving without insurance is a maximum fine of £5,000 and 6-8 penalty points. Around 300,000 offenders are convicted for uninsured driving every year.
Measures already introduced in the Serious Organised Crime and Police Act 2005 gave police improved access to the Motor Insurers Bureau database and powers to seize vehicles. In 2007 around 150,000 vehicles were seized.
The public consultation on the new details of the offence run until 16 April 2009. Copies are available from www.dft.gov.uk.
Under the new offence, vehicle keepers who do not take out motor insurance in spite of warnings will be sent a fixed penalty notice and fine. If they fail to take action they may also face court prosecution, and/or their vehicle being clamped, impounded and ultimately disposed.
